Responsible insurance policies

We work to improve our insurance and services

Insurances for senior citizens and for children who are adopted or have Down's syndrome.


Extension of contracting ages
We have extended the contracting ages of all our individual health insurance up to 75 years of age in medical directory and reimbursement. We also offer a healthcare product, DKV Selección, without any age limitation.


Adopted children

Adopted minor children are included on the same policy as their parents without pre-existing conditions until a certain age. With the same conditions as a newborn.

Pre-existing conditions

We are the first insurance company that grants insurance to customers with pre-existing illnesses, by means of an additional premium

Life policy clause

We guarantee non-termination of the contract in health policies with more than three years of life.

Clarity in our contracts

In our commitment to clear language, our documents have been reviewed by Spain's Consumers Union, an organisation that certifies that they satisfied with the contract's clarity and transparency.

We insure people with Down's Syndrome

We guarantee complete medical care in DKV's nationwide health services network, including primary care, assistance in and out of hospital, as well as emergencies in national territory, to people with Down's Syndrome and their families.