DKV Mundisalud Classic Mutualistas

Refund insurance special for mutual society members

DKV Mundisalud Classic Mutualistas

Taking care of your health without borders

  • No contribution
  • Online refund
  • Dental service included

From 76 EUR/month


Freedom to choose

Choose the doctor you want.

Quick refunds

Committed to providing the reimbursement in less than 7 days.

We promote the digitisation of healthcare

To make it easier for you to look after yourself.

Contact a doctor on your mobile phone

Video consultation and chat with medical specialists without leaving your home

Find out more about DKV Mundisalud refund insurance. If I can choose, I feel free

With DKV Mundisalud health insurance you choose the doctor you see or the hospital you attend, either associated or not.

  • Primary care
  • All specialities and diagnoses
  • Surgical procedures and hospitalisation
  • With no copayment for medical action
  • Refund of expenses if you choose an unaffiliated centre
  • For a doctor or clinic in Spain, 80% of the bills is refunded; 90% if abroad.
  • Refund of vaccination costs (pneumococcus, rotavirus and varicella)
  • Refund of pharmacy costs
  • Network of clinics in the USA
  • FREE dental service
  • Psychology
  • Psychoemotional helpline
  • Commitment of fast appointments
  • Commitment to refund expenses in less than 7 days
  • DKV Health and Wellbeing Club discounts


  • Digital Doctor App, your personal pocket-sized doctor offering video consultations to ask about your symptoms anytime and anywhere.
  • Ampliación límites diarios de hospitalización.
  • Reembolso de la vacuna meningitis B (Bexsero) y del virus del papiloma humano (VPH) en niños.
  • Increase to 40 psychotherapy sessions for cases of school bullying and gender-based or domestic violence.
  • Coverage extension of PET/TC.
  • Refund of maintenance costs in the umbilical cord stem cell bank.
  • Early diagnosis of diabetes.
  • Diagnóstico precoz del glaucoma.
  • You can take out insurance hasta los 65 años.
  • See refund limits by modality in the product leaflet.

In some cases, in order to access certain guarantees, you have to wait for a certain amount of time before you can begin to enjoy the benefits of your policy.

  • With the DKV Mundisalud insurance all provisions can be used from day one; only the following services are subject to a waiting period:
    • Hospitalisation and surgery (including prostheses): 6 months
    • Childbirth (except for premature births): 8 months
    • Transplants: 12 months

Do you want us to call you?

You'll be given all the information you need, with no obligation on your behalf

Other insurance you might be interested in



Because we are a socially responsible company, committed to protecting the environment and supporting social causes and, with our insurance cover and services, we work to build a healthier world.

More information

Experts in health and prevention

We give you what you need for all-round wellbeing.

We promote the digitisation of healthcare

To make it easier for you to look after yourself.

Committed to society and the planet

We contribute to its improvement responsibly.

DKV Integralia Foundation

For the occupational integration of people with functional diversity.