DKV Mundisalud Classic Mutualistas

Refund insurance special for mutual society members

DKV Mundisalud Classic Mutualistas

Taking care of your health without borders

  • No contribution
  • Online refund
  • Dental service included

For only 84.50 EUR/month

Freedom to choose

Choose the doctor you want.

Quick refunds

Committed to providing the reimbursement in less than 7 days.

Online processes

You can request a reimbursement online.

Prevention plans

To improve your quality of life and prevent illness.

Find out more about DKV Mundisalud refund insurance. If I can choose, I feel free

With DKV Mundisalud health insurance you choose the doctor you see or the hospital you attend, either associated or not.

  • Primary care
  • All specialities and diagnoses
  • Surgical procedures and hospitalisation
  • With no copayment for medical action
  • Refund of expenses if you choose an unaffiliated centre
  • For a doctor or clinic in Spain, 80% of the bills is refunded; 90% if abroad.
  • Refund of vaccination costs (pneumococcus, rotavirus and varicella)
  • Refund of pharmacy costs
  • Network of clinics in the USA
  • FREE dental service
  • Psychology
  • Psychoemotional helpline
  • Commitment of fast appointments
  • Commitment to refund expenses in less than 7 days
  • DKV Health and Wellbeing Club discounts


  • Digital Doctor App, your personal pocket-sized doctor offering video consultations to ask about your symptoms anytime and anywhere.
  • Ampliación límites diarios de hospitalización.
  • Reembolso de la vacuna meningitis B (Bexsero) y del virus del papiloma humano (VPH) en niños.
  • Increase to 40 psychotherapy sessions for cases of school bullying and gender-based or domestic violence.
  • Coverage extension of PET/TC.
  • Refund of maintenance costs in the umbilical cord stem cell bank.
  • Early diagnosis of diabetes.
  • Diagnóstico precoz del glaucoma.
  • You can take out insurance hasta los 65 años.
  • See refund limits by modality in the product leaflet.

In some cases, in order to access certain guarantees, you have to wait for a certain amount of time before you can begin to enjoy the benefits of your policy.

  • With the DKV Mundisalud insurance, all provisions can be used from day one, except for the following services which have grace periods:
    • Hospitalisation and surgical procedures (including prostheses): 6 months
    • Childbirth (except for premature deliveries): 8 months
    • Transplants: 12 months

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Because we are a socially responsible company, committed to protecting the environment and supporting social causes and, with our insurance cover and services, we work to build a healthier world.

More information

Experts in health and prevention

We give you what you need for all-round wellbeing.

We promote the digitisation of healthcare

To make it easier for you to look after yourself.

Committed to the health of society

We contribute to its improvement responsibly.

DKV Integralia Foundation

For the occupational integration of people with functional diversity.