Previous conditions

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Previous conditions

A pre-existing condition is a health condition (e.g., pregnancy), alteration or organic disorder that existed before the time of the insurance was contracted, regardless of whether there is a medical diagnosis. Unless otherwise detailed in the policy, pre-existing conditions are excluded from insurance coverage.

When you take out your insurance contract, you must declare any injury, congenital pathology, diseases, diagnostic tests, treatments and even any symptoms that could be considered as the beginning of a pathology.