Homeopathy

There are certain kinds of health insurance where you can benefit from alternative techniques, such as homeopathy

Homeopathy was originated in the eighteenth century by a German doctor, Samuel Hahnemann, who based his entire theory of this therapy on his belief that a small dose of substances that produced certain symptoms had healing properties

Many medical professionals believe that Hahnemann's premise is not a medical law but a postulate, and they advise against the use of this type of homeopathic medication. 

On the other hand, there are other specialists and institutions that support the use of homeopathy products to treat various ailments and illnesses. The World Health Organization (WHO) is not among them, and opposes their use in the treatment of important diseases such as malaria, cancer, AIDS, influenza or childhood diarrhoea. 

Homeopathy in health insurance

There is a lot of controversy around homeopathy, as some professionals consider it a kind of placebo and others consider it a complement to conventional medical treatments

Nowadays, many insurance companies offer the possibility to take out coverage whereby the insured person can use alternative therapies such as homeopathy or traditional Chinese medicine, which include ancient techniques such as acupuncture. 

In many cases, insurers offer homeopathy coverage through the reimbursement modality. The patient pays the cost of the treatments in advance, and then they are reimbursed by the insurance company. 

The maximum amount of the reimbursement, and the maximum number of permitted sessions, will be stipulated in the general and particular terms and conditions of each policy. 

If you are in any doubt when taking out health insurance, in terms of the types of coverage and how they increase the price of the premium, get in touch with the insurance firm to get more information, so that you can make the best decision according to your needs.