Health insurance with refund of expenses

With refund health insurance you choose the doctor and/or hospital you want to visit

Reimbursement insurance

  • You choose where to go
  • Online refund
  • Dental service included

From 47 euros/month

Freedom to choose

Choose the doctor you want.

Quick refunds

Committed to providing the reimbursement in less than 7 days.

Online processes

You can request a reimbursement online.

Contact a doctor on your mobile phone

Video consultation and chat with medical specialists without leaving your home

Compare the coverage of our most popular refund health insurance policies

If you have a reimbursement policy, you can freely choose the physicians and centres of your choice, even if they are not included DKV's medical directory (healthcare network).

 

DKV Mundisalud Complet

Promotion of 20% discount in specified provinces

Up to 80% refund of your bills in Spain and 90% abroad

DKV Mundisalud Classic

Promotion of 20% discount in specified provinces

Take care of your health without borders.
Up to a limit of 237,000 euros/year

DKV Top Health

Promotion of 20% discount in specified provinces

100% Reimbursement insurance, your most complete health insurance

General medicine and medical specialities
Surgery and hospitalisation
Diagnostic tests

Dental cover

Video consultation and chat with medical specialists without leaving your home

DKV Healthcare Network 100% unlimited 100% unlimited 100%

No limits

Refund of medical expenses in Spain 80% up to 62,000 euros/year 80% up to 237,000 euros/year 100% unlimited
Refund of medical expenses abroad 90% up to 62,000 euros/year 90% up to 237,000 euros/year 100% unlimited
Reimbursement of medical pharmacy costs 50% up to 100 euros/year 50% up to 100 euros/year 100% unlimited
Network of clinics in the USA
Reimbursement for vaccinations  We reimburse up to €50 per vaccine with a total limit of €150 per customer per year. We reimburse up to €50 per vaccine with a total limit of €150 per customer per year. We will reimburse 100% of the expenses for vaccinations.
Prostheses Without limit except for
cardiovascular max. EUR12,000
Without limit except forcardiovascular max. EUR12,000 100% unlimited
Assisted reproduction techniques DKV discounts Health and Wellbeing Club
 

Other insurance you might be interested in