Health insurance with refund of expenses

With refund health insurance you choose the doctor and/or hospital you want to visit

Reimbursement insurance

  • You choose where to go
  • Online refund
  • Dental service included
  • Monitor your health with GARMIN Vivoactive3 and the Quiero Cuidarme+ app

From €55/month

Freedom to choose

Choose the doctor you want.

Quick refunds

Committed to providing the reimbursement in less than 7 days.

Online processes

You can request a reimbursement online.

Online exclusive promo!

Take out your insurance now and we will give you a Garmin Vivoactive3 (see terms and conditions)

More info

Compare the coverage of our most popular refund health insurance policies

If you have a reimbursement policy, you can freely choose the physicians and centres of your choice, even if they are not included DKV's medical directory (healthcare network).

 

DKV Mundisalud Complet

FREE Garmin watch when you take out an insurance

Up to 80% refund of your bills in Spain and 90% abroad

DKV Mundisalud Classic

FREE Garmin watch when you take out an insurance

Take care of your health without borders.
Up to a limit of 237,000 euros/year

DKV Top Health

 

 

100% Reimbursement insurance, your most complete health insurance

General medicine and medical specialities
Surgery and hospitalisation
Diagnostic tests
Dental cover
DKV Healthcare Network 100% unlimited 100% unlimited 100% unlimited
Refund of medical expenses in Spain 80% up to 62,000 euros/year 80% up to 237,000 euros/year 100% unlimited
Refund of medical expenses abroad 90% up to 62,000 euros/year 90% up to 237,000 euros/year 100% unlimited
Reimbursement of medical pharmacy costs 50% up to 100 euros/year 50% up to 100 euros/year 100% unlimited
Network of clinics in the USA
Homeopathy and acupuncture  Maximum 50 EUR/enquiry Maximum 50 EUR/enquiry Maximum 50 EUR/enquiry
Prostheses Sin límite excepto
cardiovascular max. EUR12,000
Sin límite exceptocardiovascular max. EUR12,000 100% unlimited
Assisted reproduction techniques DKV discounts Health and Wellbeing Club
 

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