Health insurance with refund of expenses
With refund health insurance you choose the doctor and/or hospital you want to visit
Freedom to choose
Choose the doctor you want.
Committed to providing the reimbursement in less than 7 days.
You can request a reimbursement online.
To improve your quality of life and prevent illness.
Compare the coverage of our most popular refund health insurance policies
|DKV Mundisalud Complet
Up to 80% refund of your invoice in Spain and 90% abroad
|DKV Mundisalud Classic
Take care of your health without borders.
|DKV Top Health
100% Reimbursement insurance, your most complete health insurance
|General medicine and medical specialities|
|Surgery and hospitalisation|
|DKV Healthcare Network||100% unlimited||100% unlimited||100% unlimited|
|Refund of medical expenses in Spain||80% up to 62,000 euros/year||80% up to 237,000 euros/year||100% unlimited|
|Refund of medical expenses abroad||90% up to 62,000 euros/year||90% up to 237,000 euros/year||100% unlimited|
|Reimbursement of medical pharmacy costs||50% up to 100 euros/year||50% up to 100 euros/year||100% unlimited|
|Network of clinics in the USA|
|Homeopathy and acupuncture||Maximum 50 euros/consultation||Maximum 50 euros/consultation||Maximum 50 euros/consultation|
|Prostheses||Without limit except for
cardiovascular max. EUR12,000
|Without limit except forcardiovascular max. EUR12,000||100% unlimited|
|Assisted reproduction techniques||DKV discounts Health and Wellbeing Club|
|From Sign up More informationeuros/month||From Sign upMore informationeuros/month||From Sign upMore informationeuros/month|
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