DKV Mundisalud health insurance

Health insurance with refund of medical expenses

DKV Mundisalud

Taking care of your health without borders

  • No contribution
  • Online reimbursement in less than 7 days
  • Dental service included
  • Measure your physical activity data with GARMIN Vivoactive3 and Quiero Cuidarme+

Freedom to choose

Choose the doctor you want.

Quick refunds

Committed to providing the reimbursement in less than 7 days.

Online processes

You can request a reimbursement online.

Online exclusive promo!

Take out your DKV Mundisalud insurance now and get a Garmin Vivoactive3 for free

More info

Want to know more about DKV Mundisalud refund insurance? If I can choose, I feel free

With DKV Mundisalud health insurance you choose the doctor you see or the hospital you attend, either associated or not.

  • Primary care
  • All specialities and diagnostic procedures
  • Surgical procedures and hospitalisation
  • No contribution for medical treatment
  • Refund of medical expenses if you choose a non-associated centre
  • 90% Reimbursement of expenses for doctors or clinics in Spain and abroad
  • Reimbursement for vaccine costs
  • Reimbursement of pharmacy costs
  • Network of clinics in the USA
  • FREE dental service
  • Psychology
  • Emotional support helpline
  • Commitment to refund expenses in less than 7 days
  • DKV Health and Wellbeing Club discounts
  • The latest diagnostic methods:
    • 3D/4D pregnancy ultrasound.
    • 3D mammogram to detect tumours at early stages.
    • Magnetic resonance enterography and computed tomography to study Crohn's disease (and intestinal inflammation illness).
    • Diagnosis of coeliac disease: genetic study for people with symptoms of the illness and that fulfil certain requirements.
    • Anti-Mullerian Hormone in fertility studies.
  • New therapeutic provisions:
    • We are doubling speech therapy sessions from 10 to 20 per year for re-education in speech disorders and language among children.
    • Pelvic floor rehabilitation increased to 10 sessions post-partum.
    • We are offering double the number of sessions for psychotherapy (from 20 to 40) in cases of cyber bulling and occupational stress.
  • Hospitalisation and surgery:
    • Extension of prostheses: ossicles, transtympanic drainage and digestive stents.  
    • Da Vinci robotic surgery for localised and organ-confined prostate cancer.
    • We are offering double the number of sessions for psychotherapy (from 20 to 40) in cases of cyber bullying and occupational stress.
  • Other new features in coverage and services:
    • Extension of the psycho-emotional line from 3 to 6 calls/year.  
    • Management of chronically ill patients and serious illnesses.
    • Dental health programme for pregnant women.
    • DKV Health and Wellbeing Club New Services
  • The latest in Digital Health:  
    • With 'Quiero Cuidarme Más', available from 15 November as an app and online, you can access all the digital health services offered by DKV for free, forever.
  • It can be taken out up to the age of 75 years
  • You will get a 7% discount for annual payment
  • Discounts for families:
    • 7% if there are four insured parties.
    • 12% if there are five or more insured parties.
  • Commitment of non-cancellation of the policy starting from the third year
  • Choose the type the suits you best, from: Complet, Plus, Classic and Élite

In some cases, in order to access certain guarantees, you have to wait for a certain amount of time before you can begin to enjoy the benefits of your policy.

  • With the DKV Mundisalud insurance, all provisions can be used from day one, except for the following services which have grace periods:
    • Hospitalisation and surgical procedures (including prostheses): 6 months
    • Childbirth (except for premature deliveries): 8 months
    • Transplants: 12 months

Do you want us to call you?

You'll be given all the information you need, with no obligation on your behalf

Other insurance you might be interested in

Miniature

Why DKV

Because we are a socially responsible company, committed to protecting the environment and supporting social causes and, with our insurance cover and services, we work to build a healthier world.

More information

Experts in health and prevention

We give you what you need for all-round wellbeing.

We promote the digitisation of healthcare

To make it easier for you to look after yourself.

Committed to the health of society

We contribute to its improvement responsibly.

DKV Integralia Foundation

For the occupational integration of people with functional diversity.