DKV Mundisalud health insurance

Health insurance with refund of medical expenses

DKV Mundisalud

Taking care of your health without borders

  • No contribution
  • Online refund
  • Dental service included

Freedom to choose

Choose the doctor you want.

Quick refunds

Committed to providing the reimbursement in less than 7 days.

Online processes

You can request a reimbursement online.

Prevention plans

To improve your quality of life and prevent illness.

Want to know more about DKV Mundisalud refund insurance? If I can choose, I feel free

With DKV Mundisalud health insurance you choose the doctor you see or the hospital you attend, either associated or not.

  • Primary care
  • All specialities and diagnostic procedures
  • Surgical procedures and hospitalisation
  • No contribution for medical treatment
  • Refund of medical expenses if you choose a non-associated centre
  • 90% Reimbursement of expenses for doctors or clinics in Spain and abroad
  • Reimbursement for vaccine costs
  • Reimbursement of pharmacy costs
  • Network of clinics in the USA
  • FREE dental service
  • Psychology
  • Emotional support helpline
  • Commitment to refund expenses in less than 7 days
  • DKV Health and Wellbeing Club discounts
  • Lo último en medios de diagnóstico:
    • Ecografía 3D/4D embarazo.
    • Mamografía 3D para detectar tumores en estadios iniciales.
    • Enterografía por resonancia magnética y tomografía computerizada para el estudio de la enfermedad de Crohn (enfermedad inflamatoria intestinal).
    • Diagnosis of coeliac disease: genetic study for people with symptoms of the illness and that fulfil certain requirements.
    • Hormona antimulleriana en estudios de esterilidad.
  • Nuevas prestaciones terapéuticas:
    • Duplicamos de 10 a 20 las sesiones/año de logopedia para la reeducación de los tratamientos del habla o el lenguaje en el niño.
    • Ampliación a 10 sesiones la rehabilitación del suelo pélvico después del parto.
    • Te ofrecemos el doble de sesiones de psicoterapia (de 20 a 40) en caso de ciberacoso y estrés laboral.
  • Hospitalización y cirugía:
    • Ampliación de prótesis: osicular auditiva, drenajes transtimpáticos y stents digestivos biliares.  
    • Cirugía robótica Da Vinci para cáncer de próstata localizado y órganos-confinado.
    • We offer the double number of psychotherapy sessions (from 20 to 40) for cases of cyberbullying and work-related stress.
  • Otras novedades en coberturas y servicios:
    • Ampliación de la línea psicoemocional de 3 a 6 llamadas/año.  
    • Gestión de enfermos crónicos y enfermedades graves.
    • Programa de salud dental para embarazadas.
    • Nuevos servicios DKV Club de Salud y Bienestar
  • Lo último en Salud Digital:  
    • Con " Quiero Cuidarme Más" disponible a partir del 15 de Noviembre en formato app y web, puedes acceder de manera gratuita y para siempre a todos los servicios de salud digital que DKV ofrece.
  • It can be taken out up to the age of 75 years
  • You will get a 7% discount for annual payment
  • Discounts for families:
    • 7% if there are four insured parties.
    • 12% if there are five or more insured parties.
  • Commitment of non-cancellation of the policy starting from the third year
  • Choose the type the suits you best, from: Complet, Bonus, Classic and Élite

In some cases, in order to access certain guarantees, you have to wait for a certain amount of time before you can begin to enjoy the benefits of your policy.

  • With the DKV Mundisalud insurance, all provisions can be used from day one, except for the following services which have grace periods:
    • Hospitalisation and surgical procedures (including prostheses): 6 months
    • Childbirth (except for premature deliveries): 8 months
    • Transplants: 12 months

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Because we are a socially responsible company, committed to protecting the environment and supporting social causes and, with our insurance cover and services, we work to build a healthier world.

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Experts in health and prevention

We give you what you need for all-round wellbeing.

We promote the digitisation of healthcare

To make it easier for you to look after yourself.

Committed to the health of society

We contribute to its improvement responsibly.

DKV Integralia Foundation

Para la integración laboral de personas con diversidad funcional.