DKV Top Health health insurance

Health insurance with 100% refund of medical expenses, your most comprehensive medical insurance

DKV Top Health

100% refund of medical and hospital invoices

  • Your most comprehensive health insurance
  • Dental service included

Freedom to choose

Choose the doctor you want.

We're involved

100% refund for medication and vaccinations.

Quick refunds

Compromiso de reembolso en menos de 7 días.

Alternative therapies

Homeopathy, acupuncture and quiromassage.

Want to know more about Top Health refund insurance? My health, 100% covered across the world

The best of private medical insurance, without setting any limits or boundaries against your health. Insurance that gives you access to the best private medicine, with whatever is needed to take care of your health and quality of life, with unlimited access and expenses.

  • Primary care
  • Todas las especialidades y diagnósticos
  • Intervenciones quirúrgicas y hospitalización
  • No contribution for medical acts
  • 100% refund of medical expenses in Spain and abroad
  • Reembolso del 100% de gastos de vacunas (neumococo, rotavirus y varicela)
  • Reembolso del 100% de gastos de farmacia
  • Network of clinics in the USA
  • Unlimited transplants of all types
  • Prótesis, ortesis e implantología
  • Alternative therapies: Homeopathy, acupuncture, and massage
  • Spa after a stay in hospital
  • Dental service included
  • Assisted reproduction techniques
  • 24h medical helplines
  • Extended speech therapy coverage
  • New types of radiotherapy for cancer treatment
  • Increase in the limit of daily compensation for hospitalisation up to a maximum of 2,400 euros per insured person and year.
  • Monitorización neurofisiológica intraoperatoria (MNIO)
  • Cutting-edge therapeutic technology
  • You can take out a policy up to the age of 75
  • If you pay annually you'll received a 7.5% discount
  • Discounts for families:
    • 7% if there are four insured parties.
    • 12% if there are five or more insured parties.
  • Non-cancellation of policy pledge from the third year
  • All coverage can be used from the first day, except:
    • Hospitalisation and surgical procedures (including prostheses): 6 months
    • Childbirth (except for premature deliveries): 8 months
    • Transplants: 12 months

Do you want us to call you?

You'll be given all the information you need, with no obligation on your behalf

Other insurance you might be interested in

Miniature

Why DKV

Because we're a responsible company we work hard to take care of our society's health with our insurance and services, helping conserve the environment and supporting social causes.

More information

Experts in health and prevention

We give you what you need for all-round wellbeing.

We promote the digitisation of healthcare

To make it easier for you to look after yourself.

Committed to the health of society

We contribute to its improvement responsibly.

DKV Integralia Foundation

For the professional integration of people with functional diversity