DKV Renta work leave insurance

Work leave insurance for freelancers

DKV Renta

When I'm on leave, I can count on DKV

  • Provision for temporary disability due to illness and/or accident.
  • Provisions for childbirth


In the event of work leave

Get financial benefits set by you.

Tax advantages

For freelancers working under the Direct Estimate method.

Diagnostic tests

If you wait longer than 30 days, DKV will expedite the process.

We look after you

Medical services at special prices.

Want to know more about DKV Renta insurance? When I'm on leave, I can count on DKV

DKV Renta is an insurance plan that provides compensation during a leave from work or professional duties to offset the decreased income from Social Security, as well as an alternative compensation in the event of hospitalisation for any reason.

  • Daily compensation for temporary disability due to illness and/or accident.
  • Including provisions for childbirth.
  • Compensation for hospitalisation due to illness and/or accident: for every day you're hospitalised (from 24 hours to 365 days).
  • Tax benefits Deduction of up to €500 in personal income tax for freelancers using the Direct Estimate method.
  • Surgical procedures.
  • Permanent Total Disability.
  • Medical care following an accident.
  • Subscription: Anyone between the ages of 16 and 64 can take out this plan.
  • Medical requirements: Signed health declaration so that potential preexisting conditions can be assessed. To collect the Temporary Disability compensation: Social Security certificates for commencement and termination of sick leave (Advances may be given).
  • Duration: Except for cover for permanent total disability, which finishes when the insured person reaches the age of 65, the policy terminates at the age of 70
  • Excesses: You can choose a contract with a waiting period of 0, 3, 7, 10, 15 or 30 days

What's more, as experts in health insurance, you'll enjoy medical services when you're registered:

  • 24-Hour DKV Doctor (free)
  • Refractive laser surgery: short sightedness, long sightedness, and astigmatism).
  • Assisted reproduction programme.
  • Second medical opinion in the event of a severe illness.

Do you want us to call you?

You'll be given all the information you need, with no obligation on your behalf

Other insurance you might be interested in



Because we are a socially responsible company, committed to protecting the environment and supporting social causes and, with our insurance cover and services, we work to build a healthier world.

Further information

Experts in health promotion and disease prevention

We give you what you need for all-round wellbeing.

We promote the digitisation of healthcare

To make it easier for you to look after yourself.

Committed to society and the planet

We contribute to its improvement responsibly.

DKV Integralia Foundation

For the occupational integration of people with functional diversity.