DKV Residentes health insurance
Refund of medical expenses health insurance for foreigners resident in Spain
Freedom to choose
Choose the doctor you want in Spain.
The advantages we offer
Commitment to not cancelling the policy and discounts for family policies.
Committed to providing the reimbursement in less than 7 days.
You can request a reimbursement online.
Want to know more about DKV Residentes refund insurance? I like to feel at home
- Primary Health Care.
- All specialities and diagnoses.
- Surgical procedures and hospitalisation.
- With no copayments for medical action.
- Worldwide emergency travel assistance
- Refund of expenses if the centre you choose is unaffiliated (in Spain)
- 100% refund of expenses in Spain.
- Refund of medication up to 1,000 EUR/year.
- Alternative therapies: Homeopathy, acupuncture and quiromassage.
- Dental service included
- 100% refund for authorised dentists and 80% for unaffiliated dentists. Up to 3,000 EUR/year.
- BEST CARE Service (optional): We guarantee you medical care in Germany with a renowned specialist in the case of severe illnesses.
- 24-hour medical helplines
- Digital Doctor App, your personal pocket-sized doctor offering video consultations to ask about your symptoms anytime and anywhere.
- Virtual colonoscopy (3D) in authorised services.
- Coverage extension of PET/TC.
- Increase to 40 psychotherapy sessions for cases of school bullying and gender-based or domestic violence.
- Refund of maintenance costs in the umbilical cord stem cell bank.
- Early diagnosis of diabetes.
- Diagnóstico precoz del glaucoma.
- You can take out a policy up to the age of 75
- Non-cancellation of policy from the third year onwards.
In some cases, in order to access certain guarantees, you have to wait for a certain amount of time before you can begin to enjoy the benefits of your policy.
- With the DKV Residentes insurance, all provisions can be used from day one, except for the following services which have grace periods:
- Hospitalisation and surgical procedures (including prostheses): 6 months
- Childbirth (except for premature deliveries): 8 months
- Transplants: 12 months
- Dental prostheses and maxillary orthopaedics. eight months.
- Best Care: three months.
- Assisted reproduction techniques (in individual modality): 48 months
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Because we are a socially responsible company, committed to protecting the environment and supporting social causes and, with our insurance cover and services, we work to build a healthier world.More information
Experts in health and prevention
We give you what you need for all-round wellbeing.
We promote the digitisation of healthcare
To make it easier for you to look after yourself.
Committed to the health of society
We contribute to its improvement responsibly.
DKV Integralia Foundation
For the professional integration of people with functional diversity