DKV Residentes health insurance

Refund of medical expenses health insurance for foreigners resident in Spain

DKV Residents

Combining the best private healthcare in Spain and Germany

From 130 EUR/month

Freedom to choose

Choose the doctor you want in Spain.

The advantages we offer

Commitment to not cancelling the policy and discounts for family policies.

Quick refunds

Committed to providing the reimbursement in less than 7 days.

Online processes

You can request a reimbursement online.

Want to know more about DKV Residentes refund insurance? I like to feel at home

Protect your health and that of your loved ones as you should and with the prestige and quality provided by the European leader in medical insurance. Combining the best private healthcare in Spain and in Germany.

  • Primary Health Care.
  • All specialities and diagnoses.
  • Surgical procedures and hospitalisation.
  • With no copayments for medical action.
  • Worldwide emergency travel assistance
  • Refund of expenses if the centre you choose is unaffiliated (in Spain)
  • 100% refund of expenses in Spain.
  • Refund of medication up to 1,000 EUR/year.
  • Alternative therapies: Homeopathy, acupuncture and quiromassage.
  • Dental service included
  • 100% refund for authorised dentists and 80% for unaffiliated dentists. Up to 3,000 EUR/year.
  • BEST CARE Service (optional): We guarantee you medical care in Germany with a renowned specialist in the case of severe illnesses.
  • 24-hour medical helplines
  • Digital Doctor App, your personal pocket-sized doctor offering video consultations to ask about your symptoms anytime and anywhere.
  • Virtual colonoscopy (3D) in authorised services.
  • Coverage extension of PET/TC.
  • Increase to 40 psychotherapy sessions for cases of school bullying and gender-based or domestic violence.
  • Refund of maintenance costs in the umbilical cord stem cell bank.
  • Early diagnosis of diabetes.
  • Diagnóstico precoz del glaucoma.
  • You can take out a policy up to the age of 75
  • Non-cancellation of policy from the third year onwards.
  • All coverage can be used from the first day, except:
    • Hospitalisation and surgical procedures (including prostheses): 6 months
    • Childbirth (except for premature deliveries): 8 months
    • Transplants: 12 months
    • Dental prostheses and maxillary orthopaedics. eight months.
    • Best Care: three months.
    • Assisted reproduction techniques (in individual modality): 48 months

Do you want us to call you?

You'll be given all the information you need, with no obligation on your behalf

Other insurance you might be interested in

Miniature

Why DKV

Because we are a socially responsible company, committed to protecting the environment and supporting social causes and, with our insurance cover and services, we work to build a healthier world.

More information

Experts in health and prevention

We give you what you need for all-round wellbeing.

We promote the digitisation of healthcare

To make it easier for you to look after yourself.

Committed to the health of society

We contribute to its improvement responsibly.

DKV Integralia Foundation

For the professional integration of people with functional diversity