DKV Residentes health insurance

Refund of medical expenses health insurance for foreigners resident in Spain

DKV Residents

Combining the best private healthcare in Spain and Germany

From 97 euros/month

Freedom to choose

Choose the doctor you want in Spain.

The advantages we offer

Commitment to not cancelling the policy and discounts for family policies.

Quick refunds

Committed to providing the reimbursement in less than 7 days.

Online processes

You can request a reimbursement online.

Want to know more about DKV Residentes refund insurance? I like to feel at home

Protect your health and that of your loved ones as you should and with the prestige and quality provided by the European leader in medical insurance. Combining the best private healthcare in Spain and in Germany.

  • Primary Health Care.
  • All specialities and diagnoses.
  • Surgical procedures and hospitalisation.
  • No contribution for medical acts.
  • Worldwide travel assistance in the case of an emergency
  • Refund of expenses if the centre you choose isn't associated (in Spain)
  • 100% refund of expenses in Spain.
  • Refund for medications up to 1,000 euros/year.
  • Alternative therapies: Homeopathy, acupuncture and quiromassage.
  • Dental service included
  • 100% refund at associated dental clinics and 80% at non-associated clinics. Up to 3,000 EUR/year.
  • BEST CARE Service (optional): We guarantee you medical care in Germany with a renowned specialist in the case of severe illnesses.
  • 24-hour medical helplines
  • Extended speech therapy coverage
  • New types of radiotherapy for cancer treatments
  • Increase in the daily compensation limit due to hospitalisation , to a maximum of 2,400 euros per policy holder per year.
  • No limit on surgical prostheses, except cardiovascular.
  • Cutting-edge therapeutic technology
  • Da Vinci robotic surgery
  • AIDS coverage
  • Refund of IUD expenses
  • You can take out a policy up to the age of 75
  • Non-cancellation of policy pledge from the third year.
  • All coverage can be used from the first day, except:
    • Hospitalisation and surgical procedures (including prostheses): 6 months
    • Childbirth (except for premature deliveries): 8 months
    • Transplants: 12 months
    • Dental prostheses and maxillary orthopaedics. eight months.
    • Best Care: three months.
    • Assisted reproduction techniques (in individual modality): 48 months

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Because we are a socially responsible company, committed to protecting the environment and supporting social causes and, with our insurance cover and services, we work to build a healthier world.

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Experts in health and prevention

We give you what you need for all-round wellbeing.

We promote the digitisation of healthcare

To make it easier for you to look after yourself.

Committed to the health of society

We contribute to its improvement responsibly.

DKV Integralia Foundation

For the professional integration of people with functional diversity