DKV Residentes health insurance

Refund of medical expenses health insurance for foreigners resident in Spain

DKV Residents

Combining the best private healthcare in Spain and Germany

From 130 EUR/month

Freedom to choose

Choose the doctor you want in Spain.

The advantages we offer

Commitment to not cancelling the policy and discounts for family policies.

Quick refunds

Committed to providing the reimbursement in less than 7 days.

Online processes

You can request a reimbursement online.

Want to know more about DKV Residentes refund insurance? I like to feel at home

Protect your health and that of your loved ones as you should and with the prestige and quality provided by the European leader in medical insurance. Combining the best private healthcare in Spain and in Germany.

  • Primary Health Care.
  • All specialities and diagnoses.
  • Surgical procedures and hospitalisation.
  • With no copayments for medical action.
  • Worldwide emergency travel assistance
  • Refund of expenses if the centre you choose is unaffiliated (in Spain)
  • 100% refund of expenses in Spain.
  • Refund of medication up to 1,000 EUR/year.
  • Alternative therapies: Homeopathy, acupuncture and quiromassage.
  • Dental service included
  • 100% refund for authorised dentists and 80% for unaffiliated dentists. Up to 3,000 EUR/year.
  • BEST CARE Service (optional): We guarantee you medical care in Germany with a renowned specialist in the case of severe illnesses.
  • 24-hour medical helplines
  • Lo último en medios de diagnóstico:
    • Ecografía 3D/4D embarazo.
    • Mamografía 3D para detectar tumores en estadios iniciales.
    • Enterografía por resonancia magnética y tomografía computerizada para el estudio de la enfermedad de Crohn (enfermedad inflamatoria intestinal).
    • Diagnosis of coeliac disease: genetic study for people with symptoms of the illness and that fulfil certain requirements.
    • Hormona antimulleriana en estudios de esterilidad.
  • Nuevas prestaciones terapéuticas:
    • Duplicamos de 10 a 20 las sesiones/año de logopedia para la reeducación de los tratamientos del habla o el lenguaje en el niño.
    • Ampliación a 10 sesiones la rehabilitación del suelo pélvico después del parto.
    • Te ofrecemos el doble de sesiones de psicoterapia (de 20 a 40) en caso de ciberacoso y estrés laboral.
  • Hospitalización y cirugía:
    • Ampliación de prótesis: osicular auditiva, drenajes transtimpáticos y stents digestivos biliares.  
    • Cirugía robótica Da Vinci para cáncer de próstata localizado y órganos-confinado.
    • We offer the double number of psychotherapy sessions (from 20 to 40) for cases of cyberbullying and work-related stress.
  • Otras novedades en coberturas y servicios:
    • Ampliación de la línea psicoemocional de 3 a 6 llamadas/año.  
    • Gestión de enfermos crónicos y enfermedades graves.
    • Programa de salud dental para embarazadas.
    • Nuevos servicios DKV Club de Salud y Bienestar
  • Lo último en Salud Digital:  
    • Con " Quiero Cuidarme Más" disponible a partir del 15 de Noviembre en formato app y web, puedes acceder de manera gratuita y para siempre a todos los servicios de salud digital que DKV ofrece.
  • You can take out a policy up to the age of 75
  • Non-cancellation of policy from the third year onwards.

In some cases, in order to access certain guarantees, you have to wait for a certain amount of time before you can begin to enjoy the benefits of your policy.

  • With the DKV Residentes insurance, all provisions can be used from day one, except for the following services which have grace periods:
    • Hospitalisation and surgical procedures (including prostheses): 6 months
    • Childbirth (except for premature deliveries): 8 months
    • Transplants: 12 months
    • Dental prostheses and maxillary orthopaedics. eight months.
    • Best Care: three months.
    • Assisted reproduction techniques (in individual modality): 48 months

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Why DKV

Because we are a socially responsible company, committed to protecting the environment and supporting social causes and, with our insurance cover and services, we work to build a healthier world.

More information

Experts in health and prevention

We give you what you need for all-round wellbeing.

We promote the digitisation of healthcare

To make it easier for you to look after yourself.

Committed to the health of society

We contribute to its improvement responsibly.

DKV Integralia Foundation

Para la integración laboral de personas con diversidad funcional.