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Health insurance for individuals
Health insurance that offers access to the best private medicine service.
We care about your family's health and well-being. Discover our most popular health insurance:
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We will take care of your physical and emotional health.
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You will enjoy extensive cover and services within your reach.
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We will facilitate all the procedures and formalities.
Why choose health insurance with DKV?
Our customers' recommendation rate
Medical professionals in more than 1,000 centres available throughout the country
Hours saved on waiting lists
Medical consultations attended without leaving home
Calculate your medical insurance
Complete the form to see the health insurance that best suits you and your family.
Health insurance designed for you
At DKV, we offer health insurance that takes care of you at every stage of your life to cover your health needs.
You can choose between basic insurance policies with modular cover, economical health insurance, insurance with or without copayment, health insurance with reimbursement of expenses, and with cover that you will only find at DKV, with a personal doctor.
![insurance with copayments](/sites/default/files/styles/3_col/public/2024-04/distributiva-copagos.jpg.webp?itok=o23iytP7)
Insurance with copayment
Health insurance with a more economical instalment, and a small amount payable whenever you use the medical service.
![health insurance without copayments](/sites/default/files/styles/3_col/public/2024-04/distributiva-sincopagos.jpg.webp?itok=Bo5b0jZi)
Insurance without copayment
Medical directory insurance with a fixed monthly payment, regardless of its use or the times you visit a specialist.
![health insurance without waiting periods](/sites/default/files/styles/3_col/public/2024-04/distributiva-sincarencias.jpg.webp?itok=wubpeoch)
Insurance without waiting periods
Health insurance that you can use from day one, without waiting for visits to specialists or diagnostic tests.
![economical health insurance](/sites/default/files/styles/3_col/public/2024-04/distributiva-economicos.jpg.webp?itok=PBPnjbPr)
Economical insurance
Cheap health insurance suited to every pocket, with reduced cover, without hospitalisation and surgery and with the possibility of personalising the insurance.
Other insurance policies
Once your medical assistance is covered, we will present you other insurance policies for each area of your life.
Your needs change, insurance adapts.
![DKV Renta](/sites/default/files/styles/otros_seguros_245x163/public/2021-04/Renta-720x432.jpg.webp?itok=8DH8JYbt)
Work leave insurance
We help you protect your income in the event of temporary disability. You will receive compensation for each day you are on leave.
![DKV Protección Familiar](/sites/default/files/styles/otros_seguros_245x163/public/2021-04/Proteccion%20Familiar-720x432.jpg.webp?itok=Ja5y65pX)
Funeral insurance
The insurance that accompanies your family at all times with one of the best funeral services, psychological support, telephone assistance and repatriation to the country of origin.
![DKV EcoHogar](/sites/default/files/styles/otros_seguros_245x163/public/2021-04/Ecohogar-720x432.jpg.webp?itok=sv-fSyc1)
Home insurance
Our home insurance with a wide range of solutions and guarantees to protect your home, and with which you will also be taking care of the environment and the health of your family and the planet.
Medical insurance with the best cover
![Medical-individuals](/sites/default/files/styles/crop_freeform/public/2023-09/DKV%20particulares%20480x270%201.jpg.webp?itok=VWHL7Nl7)
With DKV you have the option of choosing among the best offer of medical specialists and hospital centres, in addition to our Espacios de Salud DKV in which to receive your treatment with state-of-the-art technology. And, so you enjoy access to medical consultations wherever you are, you can resolve your health concerns through a virtual consultation with specialists from your mobile phone.
![DKV Integral medical directory health insurance](/sites/default/files/2021-03/Integral%20chico.jpg)
Health insurance
Medical assistance by using our extensive medical directory, avoid waiting lists and procedures to visit a specialist.
![DKV Mundisalud](/sites/default/files/2021-12/Mundisalud-740x432.jpg)
Reimbursement insurance
Medical insurance in which you can choose the doctor and hospital centre, and with a reimbursement of expenses in less than a week.
![DKV Dentisalud Classic](/sites/default/files/2021-04/Dentisalud-classic-720x432.jpg)
Dental insurance
Many dental treatments await you to protect your dental health and show your looked after and beautiful smile.
![DKV Renta](/sites/default/files/2021-04/Renta-720x432.jpg)
Work leave insurance
We help you protect your income in the event of temporary disability. You will receive compensation for each day you are on leave.
![DKV Protección Familiar](/sites/default/files/2021-04/Proteccion%20Familiar-720x432.jpg)
Funeral insurance
The insurance that accompanies your family at all times with one of the best funeral services, psychological support, telephone assistance and repatriation to the country of origin.
![DKV EcoHogar](/sites/default/files/2021-04/Ecohogar-720x432.jpg)
Home insurance
Our home insurance with a wide range of solutions and guarantees to protect your home, and with which you will also be taking care of the environment and the health of your family and the planet.
![DKV life insurance](/sites/default/files/2021-11/Vida-720x432.jpg_.jpg)
Life insurance
Guarantee protection and financial stability for your family if you pass away, extendable to disability, accidents or severe illnesses.
![DKV Accidentes](/sites/default/files/2021-04/Accidentes-720x432.jpg)
Accident insurance
An insurance with which in the event of a domestic, health, work-related or driving accident you'll be entitled to compensation to cover unforeseen expenses.
Your needs change, insurance adapts
An insurance policy for each stage of your life
![Insurance for young people](/sites/default/files/styles/otros_seguros_245x163/public/2021-03/imagen-segmentos-jovenes-480x320.jpg.webp?itok=CNV6cFUK)
Insurance for young people
Enjoy your time and let our insurance products take care of the rest: without waiting lists, with your doctor in your pocket, medical assistance abroad and dental service.
![Insurance for pregnant women](/sites/default/files/styles/otros_seguros_245x163/public/2021-01/Imagen-segmentos-embarazada-490x327.jpg.webp?itok=5MXyuebz)
Insurance for pregnant women
If you are thinking about being a mother, you will be able to monitor your pregnancy and childbirth and use all our insurance's services in this new stage.
![Insurance for families](/sites/default/files/styles/otros_seguros_245x163/public/2021-01/Imagen-segmentos-familia-490x327.jpg.webp?itok=rL8GgHer)
Insurance for families
Because taking care of your and your family's health is our highest priority, so that you only have to worry about spending more time with your family and enjoying life.
Doctors, centres an own health spaces
51,000 doctors and 1,000 health centres available for you
DKV medical directory
When you take out health insurance, the medical directory is what you will value most, so that you have the centres you visit near you and you can go to a medical specialist whenever you need it.
At DKV, we have more than 51,000 professionals and 1,000 medical centres available throughout Spain. Avoid waiting lists and long procedures with the security and professionalism of the most convenient, fastest healthcare, and choose whatever you need at any time.
Medical specialities
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Complete Medical Directory
See medical directory -
Medical specialists
Enjoy access to consultations of over 51,000 medical professionals from day one: general medicine, nursing services, paediatrics, gynaecology, allergology, dermatology, chiropody and traumatology.
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Clinical analyses
Take laboratory tests to confirm or rule out a medical diagnosis: blood, urine or faeces tests for objective results.
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Diagnostic tests
Early detection tests, diagnostic tests, preventive or general check-ups prescribed by a specialist.
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Dental treatments
From preventive dentistry to cosmetic treatments, with DKV medical insurance, you will enjoy dental cover at no additional cost: dental cleaning, sealants or extractions, and other services with great discounts: orthodontics, cosmetic dentistry, etc.
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Health and wellness services
Access to DKV Club Salud y Bienestar at special prices for being a DKV customer: nutrition, sport, gait analysis, fertility treatments, cosmetic or wellness treatments, among others.
Espacios de Salud DKV
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Doctors and centres
With DKV Seguros, you can choose from the best range of specialists and medical centres in Spain. We use 7 of the 10 best hospitals in Spain.
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Espacios de Salud DKV
Whether you are a DKV customer or not, we have our own Espacios de Salud , with odontologists and specialists, personalised treatments with high-quality materials and the latest technology, all with your health in mind.
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Online consultation with specialists
Unlimited video consultations with a specialist without leaving home, chatting directly to resolve any medical queries at any time of the day. In addition, you will be able to share privately images and documents, as well as receive your electronic prescriptions.
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Digital midwife and Health coach
Advisory services via a private chat with a midwife if you are pregnant or just gave birth to a baby. If you are looking for help to change your lifestyle habits, you have a health coach service available (diet, sports, tobacco, sleep, etc.)
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Medical helpline
24-Hour DKV Physician wherever you are, as well as Specialised medical lines: paediatrics, nutritionist, conditions affecting women, pregnancy, childhood obesity, sports medicine and psychoemotional.
We help you to change to DKV
We want you to enjoy all the benefits and the best medical care.
Do you need help?
If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.
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Visit your nearest agent
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Call us
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We'll call you FREE OF CHARGE
We want to improve what surrounds us! With our four causes.
Are you one of us?
Actions that fight against reducing overweight figures in children.
We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.
We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself
At the DKV Integralia Foundation, we work towards the social and professional integration of all people.