Find out about DKV Integral, our most comprehensive health insurance
More than 29,000 doctors and 1,000 medical centres.
- All specialities
- Insurance with or without copayment
- Primary care
- Hospitalisation and emergencies
- Enjoy discounts for the next 4 years May special offer!
What is the most suitable type of health insurance for you?
My health insurance with reimbursement allows me to choose doctors and hospitals in Spain or abroad.
Reimbursement health insurance
The health insurance with reimbursement of expenses allows you to choose the doctor and hospital you want, when you want.
A health insurance that gives you the freedom to choose. With all medical specialities and diagnostic procedures. With a commitment to reimburse the expenses within 7 days and an app so you can manage the reimbursement of the expenses, available for iOS and Android: DKV Reembolso
- No copayment when going to the doctor
- Commitment to refund expenses in less than 7 days
- Reimbursement of 80% to 100% according to the modality.
- Pharmaceutical expenses included
- Easy online reimbursement
- Vaccinations included
A health insurance without copayment and with access to thousands of specialists in renowned private hospitals.
Seguro médico sin copago
The health insurance with a medical directory with the best healthcare assistance.
Have access to paediatricians, traumatologists, dermatologists and thousands of selected specialists so you can enjoy the best DKV medical directory insurance.
- Online records
- The best selection of specialists:
- In prestigious centres and private hospitals in Spain.
- Primary care
- Mobile phone consultation using Digital Doctor
I needed a dentist. I found a dental clinic that would take care of my and my children's smile.
Choose between prestigious dentists and receive an estimate to improve your oral health. Keep a healthy mouth and solve your dental issues by going to dental clinics in Spain with more than 1,500 dentists and with paediatric dentistry specialists.
- Free dental consultation
- Free estimates
- Children under 14 get FREE Insurance! when taking it out with an adult
- More than 1,500 dentists
- Coverage in the event of a serious dental accident.
- Some of the dental specialities included:
- Paediatric dentistry
- Cosmetic dentistry
- Orthodontic treatment
- Dental emergencies
29,000 doctors and 1,000 health centres
With DKV Seguros, you can choose from the best range of specialists and medical centres. We provide you the best quality, because we want you to take good care of yourself. In addition, you will be seen by top professionals at our DKV Healthcare Centres who will provide individualised treatment using the latest technology available, whether you are insured at DKV or not.
If you are worried about any health symptoms, you can get advice by calling the Médico DKV 24h helpline wherever you are. Find out which Medical Helplines you can call.
At DKV Seguros, we want you to be able to access your medical consultations from your mobile phone using the Digital Doctor app, transforming traditional healthcare.
Complete medical directory
Gynaecologists treat illnesses affecting the ovaries, uterus and vagina. Many gynaecologists are also obstetricians, taking care of the pregnancy and childbirth.
Do you have a trusted gynaecologist? You can add it to your DKV health insurance.
Cover the development and illnesses of children up to 18 years of age.
Do you have a trusted paediatrician? Include it in your health insurance with DKV.
Cover diseases of the immune system, which can appear on the skin, airways, intestine, conjunctive, etc.
DKV Healthcare Centres
Offers always close to you
Medical centres with the maximum guarantees of treatment, quality and solvency.
The first chain of clinics with dual certification: ISO 9001 and UNE 179001, certifying that they provide a service with guarantees of safety in relation to healthcare.
Dental treatments in modern centres and with prestigious dentists.
DKV Health and Well-being Club
We are DKV
How are you? Learn about DKV and discover why we are different, what we think and what we offer. DKV, without you I'm nothing. For this reason, we act responsibly and create tools to listen to you and act accordingly.
Health and death insurance
Besides health insurance, you can take out funeral insurance with which you will be provided a family assistance case manager that will help you through the formalities, as well as the Bereavement Care Service, Online Will and Erasure of Digital Identity.
DKV wants you to take care of your health. As a result, our health insurance plans provide you anything you need in addition to an extensive medical directory
Health insurance that you can use, even without going to the doctor. People tend to think that health insurance is only useful for going to see the doctor. But nowadays, with our increasingly hectic lifestyles, it is not always easy to find time to go to a consultation. With DKV's private insurance, enjoy access to exclusive apps that help you manage your health.
Choose the medical insurance policy one that best suits you, with hospitals and centres with the best practitioners near you. Choose if you want a medical directory insurance in which DKV offers a selection of doctors and centres with all specialities or a reimbursement insurance in which you will also have access to all the doctors in the world.
As well as all the medical insurance coverage and facilities we offer you, we have lots of other services to look after your and your family's health, like our Prevention plans and the Quiero Cuidarme blog, with information on healthy habits. Because DKV Seguros' health insurance offers the support and resources you need to prevent disease, through our wide network of offices and consultancies employing over 2,000 people.
General practice, emergencies, paediatrics, ambulances, analyses...
If you are admitted to hospital, from the third day onwards you will receive 80 euros per day, when none of the hospitalisation costs are charged to DKV.
DKV selects thousands of doctors for their medical directories, so it can offer the best private healthcare in your health insurance.
If you travel, you can count on up to 20,000 euros for emergency assistance worldwide. One of the highest limits on the market!
Paediatrician and gynaecologist
We use prestigious paediatricians and gynaecologists, and if they are not included in your medical directory, you can add your trusted doctor in these specialities
With DKV's quality
Medical care in accidents
If you have any kind of occupational or traffic accident, don't worry, we will assist you.
Up to 20 sessions per insured person/year.
Medical phone lines
24h, paediatric health, women's health, sports, nutrition, mental health...
Sign up to our remote and free prevention programmes and we'll help you improve your overall health.
Exclusive discounts and offers
You will have access to the DKV Health Club with your entire catalogue of health and well-being services at lower-than-market prices.
At DKV, we work to make your life easier using technology
Health insurance that you can use, even without having to go to the doctor. People tend to think that health insurance is only useful for going to see the doctor. But nowadays, with our increasingly rapid daily rhythm, it is not always easy to find time to get a consultation.
Therefore, DKV offers you apps for Android and iOS to take care of you every day.
Check your symptoms or those of a family member with the Digital Doctor app. It is very useful for obtaining a prior diagnosis by means of conducting a survey validated by a medical team and thus avoiding an online self-diagnosis. In addition, you will be able to chat or carry out a videoconsultation with an online doctor before attending a consultation. You will save time and be able to discuss your doubts and symptoms with a doctor wherever you are.
We design customer-oriented digital solutions, offering all the functionalities required to complete any formalities in a quick and efficient way. Spend your time enjoying your health! When using the app, you can check the medical directory according to your location, access your policy to carry out any formalities without having to go to a branch and get the contact details of the DKV branches and specialists in your habitual residence or anywhere in Spain.
Quiero Cuidarme Más
DKV's Quiero cuidarme app allows you to take care of your health from your phone, building up your own personal health profile by registering your personal details. The app teaches you how to dedicate time to taking care of yourself and improving your health through personalised action plans and to acquire healthy habits. In addition, it allows you to check how you are taking care of yourself, thanks to the Healthy life index, and to keep a record of all the medical tests that you take.
When taking out a health insurance, whether with DKV or another health insurer, we are often faced with clauses with technical words, complicated expressions and small print.
As a result, we have created this FREE Guide:“Health insurance for dummies”, with which you can compare health insurance with clear information.
Waiting periods, copayments and modalities
It is the period that elapses between when you take out the health insurance and when you can start enjoying the services. Some services, such as emergency hospitalisation can be used from day one.
With DKV, all provisions can be used from day one; only some specific services have waiting periods.
(See exceptions in each insurance policy's contracting terms and conditions)
A copayment is a small cash amount that is paid every time that you use a health insurance. It varies according to the type of insurance you have taken out and the medical test or speciality you undergo. The tests that involve a high degree of technology and those that are related to pregnancy bear the highest cost. This amount is added to your fixed monthly instalment.
Health insurance policies with copayment are an interesting option because you pay a low monthly instalment and every time that you use your health insurance, at a much lower price than if you had no health insurance, and always without sacrificing service quality.
- Seal of Excellence 500+ for unique customer experience.
- The company best valued by its customers, according to the Reptrak ranking.
- We are considered the seventh best company (with 500 to 1,000 employees) to work for, according to the Great Place to Work ranking.
- A Zero Co2 company, with a firm commitment with the environment.
- At the DKV Integralia Foundation, we encourage the social and professional inclusion of disabled persons.