The most popular DKV health insurance product.
- Exclusive online promotion.
- Discounts for the next four years:
- 20% in 2019, -20% in 2020, -15% in 2021, -10% in 2022, -5% in 2023. - More than 29,000 doctors and 1,000 centres.
- 24-hour paediatric care and video consultation and chat via Digital Doctor
- FREE dental cover
What is the most suitable type of health insurance for you?
I am looking for an economical policy, while still enjoying private healthcare, and I prefer to pay more when I use it."
DKV Integral Complet
- Access to our medical directory
- High copayment.
- Co-payment example:
- General medicine, paediatrics and nursing: €12
- Other specialities: €20
I need a comprehensive cover that I can trust, without the premium skyrocketing."
DKV Integral Classic insurance
- Access to our medical directory
- Low copayment.
- Co-payment example:
- General medicine, paediatrics and nursing: €1.95
- Other specialities: €2.95
I would like to go to my doctor whenever I need to, without worrying about anything else."
DKV Integral Élite insurance
- Access to our medical directory
- NO COPAYMENT.
- Co-payment example:
- General medicine, paediatrics and nursing: €0
- Other specialities: €0
What cover and services are offered in the DKV Integral medical directory insurance?
Enjoy the most comprehensive medical directory health insurance and the best healthcare. You decide the doctor or clinic in our network that you wish to visit.
No waiting lists or long processes; you have more than 1,000 associated centres and more than 29,000 professionals across the whole of Spain. Avoid the crowds and ensure the fastest, most convenient and efficient healthcare, choosing only what you need.
Included cover
Daily compensation for hospitalisation
If you are admitted to hospital, from the third day onwards you will receive 80 euros per day, when none of the hospitalisation costs are charged to DKV.
Primary care
General practice, emergencies, paediatrics, ambulances, analyses...
Direct access to all specialities
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests
Surgery and hospitalisation
Cancer and kidney treatments, among others; surgery; hospitalisation (ICU and pregnancy-related included); prostheses; and much more!
Pack your suitcases worry-free
You can count on up to 20,000 euros for emergency assistance worldwide. One of the highest limits on the market!
Contact a doctor on your mobile phone
You will be able to contact a doctor by phone, video call or chat. Getting a first medical opinion has never been so easy.
Services included
Smile
Unlike other health insurance policies within the sector, yours will include dental service cover.
Medical phone lines
24h, paediatric health, women's health, sports, nutrition, mental health...
Preventive care programmes
Sign up to our remote and free prevention programmes and we'll help you improve your overall health.
Medical care in accidents
If you have any kind of occupational or traffic accident, don't worry, we will assist you.
Do you have a trusted paediatrician or gynaecologist?
You have the option of adding whichever paediatrics or gynaecology service you wish, even if it is not included in the medical directory.
Psychology
Up to 20 sessions per insured person/year.
DKV Health and Wellbeing Club discounts
You will have access to the entire catalogue of health and well-being services at lower-than-market prices.
Any insurance policy must start with a commitment
And health is not just different for each of us. It also changes over time. This is why it is a good idea to periodically review your insurance and check whether it is still fully adapted to your needs at any time.
- Peace of mind
- Highest age for taking out insurance on the market: up to the age of 75, in an individual policy
- Commitment
- We want to offer you insurance that lasts a lifetime, whatever happens. In other words: We won't increase the price because you use your insurance too much, and after the third year, we won't cancel it either.
- Savings
- To reduce the costs of protecting your family, you will have a discount of up to 12% on your family insurance.
- Advantages
- If you pay annually, you'll receive an additional 7.5% discount
At DKV, we work to make your life easier
Health insurance that you can use, even without going to the doctor. People tend to think that health insurance is only useful for going to see the doctor. But nowadays, with our increasingly hectic lifestyles, it is not always easy to find time to go to a consultation.
Digital Doctor app
You will also have access to Digital Doctor, an app that lets you talk with a doctor by phone, video call or chat. Getting a first medical opinion has never been so simple.
Quiero Cuidarme Más App [I want to take better care of myself App]
It is a digital health platform that enables you to manage the most important aspects of your health: selfcare, 24-hour medical assistance, health diary, health file, coach, digital midwife and much more.
DKV health insurance app and Customer area
We design customer-oriented digital solutions, offering all the functionalities required to complete any formalities in a quick and efficient way. Spend your time enjoying your health!
Enter and calculate the price of your health insurance, with no strings attached
Waiting periods, copayments, modalities and documentation
Waiting periods
You can enjoy DKV Integral's provisions from day one. Only the following services have waiting periods:
- Hospitalisation and surgical procedures (including prostheses): 6 months
- Childbirth, except for premature deliveries: 8 months
- Transplants: 12 months
Copayments and modalities
The copayment is the amount you have to pay when you use certain services.
Choose the type the suits you best, from:
- With contribution: Complet, Plus, Classic
- No contribution: Elite
Download the documentation
Information about the DKV Integral insurance:
