Find out about DKV Integral, our most comprehensive health insurance

  • Access to the best doctors and clinics
  • Exclusive digital advantages
  • FREE dental cover
  • Enjoy discounts for the next 4 years May special offer!
More information

What is the most suitable type of health insurance for you?

DKV Integral - target1

I am looking for an economical policy, while still enjoying private healthcare, and I prefer to pay more when I use it."

DKV Integral Complet

  • High copayment.Info
  • Access to our medical directory
DKV Integral - target2

I need a comprehensive cover that I can trust, without the premium skyrocketing."

DKV Integral Classic insurance

  • Low copayment.Info
  • Access to our medical directory
DKV Integral - target3

I would like to go to my doctor whenever I need to, without worrying about anything else."

DKV Integral Élite insurance

  • No copayment.Info
  • Access to our medical directory
Protect your health with the prestige and quality provided by the European leader in medical insurance
Cover and services

What cover and services are offered in the DKV Integral medical directory insurance?

Enjoy the most comprehensive medical directory health insurance and the best healthcare. You decide the doctor or clinic in our network that you wish to visit.

No waiting lists or long processes; you have more than 1,000 associated centres and more than 29,000 professionals across the whole of Spain. Avoid the crowds and ensure the fastest, most convenient and efficient healthcare, choosing only what you need.

Included cover

Primary care

General practice, emergencies, paediatrics, ambulances, analyses...

Direct access to all specialities

Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests

Surgery and hospitalisation

Cancer and kidney treatments, among others; surgery; hospitalisation (ICU and pregnancy-related included); prostheses; and much more!

Daily compensation for hospitalisation

If you are admitted to hospital, from the third day onwards you will receive 80 euros per day, when none of the hospitalisation costs are charged to DKV.

Pack your suitcases worry-free

You can count on up to 20,000 euros for emergency assistance worldwide. One of the highest limits on the market!

Services included

Medical phone lines

24h, paediatric health, women's health, sports, nutrition, mental health...

Preventive care programmes

Sign up to our remote and free prevention programmes and we'll help you improve your overall health.

Medical care in accidents

If you have any kind of occupational or traffic accident, don't worry, we will assist you.


Up to 20 sessions per insured person/year.

Do you have a trusted paediatrician or gynaecologist?

You have the option of adding whichever paediatrics or gynaecology service you wish, even if it is not included in the medical directory.

DKV Health and Wellbeing Club discounts

You will have access to the entire catalogue of health and well-being services at lower-than-market prices.

Pay less and take better care of your health by taking out a DKV health insurance.

Terms and conditions of the contract

Any insurance policy must start with a commitment

And health is not just different for each of us. It also changes over time. This is why it is a good idea to periodically review your insurance and check whether it is still fully adapted to your needs at any time.

Peace of mind
Highest age for taking out insurance on the market: up to the age of 75, in an individual policy
We want to offer you insurance that lasts a lifetime, whatever happens. In other words: We won't increase the price because you use your insurance too much, and after the third year, we won't cancel it either.
To reduce the costs of protecting your family, you will have a discount of up to 12% on your family insurance.
If you pay annually, you'll receive an additional 7.5% discount
Digital health

At DKV, we work to make your life easier

Health insurance that you can use, even without going to the doctor. People tend to think that health insurance is only useful for going to see the doctor. But nowadays, with our increasingly hectic lifestyles, it is not always easy to find time to go to a consultation.

Digital Doctor app

Digital Doctor app

You will also have access to Digital Doctor, an app that lets you talk with a doctor by phone, video call or chat. Getting a first medical opinion has never been so simple.

DKV health insurance app and Customer area

DKV medical directory app

We design customer-oriented digital solutions, offering all the functionalities required to complete any formalities in a quick and efficient way. Spend your time enjoying your health!

Quiero Cuidarme app

Quiero Cuidarme app

We'll give you your Healthy lifestyle index and let you know how well you are doing in acquiring healthy habits: based on your real data on sleep, blood pressure, BMI, glucose level and emotional well-being, among others.

You'll be given all the information you need, with no obligation on your behalf
Shall we call you?
Your most comprehensive health insurance
Your most comprehensive health insurance

Enter and calculate the price of your health insurance, with no strings attached


Waiting periods, copayments, modalities and documentation

Waiting periods

You can enjoy DKV Integral's provisions from day one. Only the following services have waiting periods:

  • Hospitalisation and surgical procedures (including prostheses): 6 months
  • Childbirth, except for premature deliveries: 8 months
  • Transplants: 12 months

Copayments and modalities

The copayment is the amount you have to pay when you use certain services.

Choose the type the suits you best, from:

  • With contribution: Complet, Plus, Classic
  • No contribution: Elite

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