DKV Integral, nuestro seguro de cuadro médico más completo
- This month ONLY! Huge discount on your health insurance to celebrate the arrival of summer.
- More than 40,000 doctors and 1,000 centres.
- FREE dental cover.
- Also, unlimited video consultation via our app "Quiero cuidarme más", with these specialities: general medicine, paediatrics, gynaecology, dermatology, traumatology, psychology and endocrinology.
What is the most suitable type of health insurance for you?
I am looking for an economical policy, while still enjoying private healthcare, and I prefer to pay more when I use it."
DKV Integral Complet
- Access to our extensive medical directory.
- You will have access to eight of the top 10 private healthcare providers in Spain: Clínica Universidad de Navarra, Universitario Quirón Madrid, Ruber Internacional, Quirón salud Barcelona...
- Chat and video consultations with a doctor in the main specialities.
- High copayment.
- Co-payment example:
- General medicine, paediatrics and nursing: €12
- Other specialities: €20
- Consult all copayments here todos los copagos
I need a comprehensive cover that I can trust, without the premium skyrocketing."
DKV Integral Classic insurance
- Access to our extensive medical directory.
- You have access to 8 of the top 10 private Spanish healthcare centres.
- To reduce the costs of protecting your family, you will have a discount of up to 12% on your family insurance.
- Chat and video consultations with a doctor in the main specialities.
- Low copayment.
- Co-payment example:
- General medicine, paediatrics and nursing: €1.95
- Other specialities: €2.95
- Consult all copayments here todos los copagos
I would like to go to my doctor whenever I need to, without worrying about anything else."
DKV Integral Élite insurance
- Access to our extensive medical directory.
- You will have access to eight of the top 10 private healthcare providers in Spain: Clínica Universidad de Navarra, Universitario Quirón Madrid, Ruber Internacional, Quirón salud Barcelona...
- Chat and video consultations with a doctor in the main specialities.
- NO COPAYMENT.
- Co-payment example:
- General medicine, paediatrics and nursing: €0
- Other specialities: €0
- There are no copayments
What cover and services are offered in the DKV Integral medical directory insurance?
Enjoy the most comprehensive medical directory health insurance and the best healthcare. You can choose the doctor or clinic for all your health care needs.
No waiting lists or long procedures. You have more than 1,000 associated centres and more than 40,000 medical professionals throughout Spain. Avoid the crowds and ensure the fastest, most convenient and efficient healthcare, choosing only what you need.
Included cover
Primary care
General practice, emergencies, paediatrics, ambulances, analyses...
Direct access to all specialities
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests
Surgery and hospitalisation
Cancer and kidney treatments, among others; surgery; hospitalisation (ICU and pregnancy-related included); prostheses; and much more!
Pack your suitcases worry-free
You can count on up to 20,000 euros for emergency assistance worldwide. One of the highest limits on the market!
Contact a doctor on your mobile phone
- Check your symptoms and tell your doctor about them.
- Video consultation and chat to speak to a doctor anytime, anywhere: general medicine, paediatrics, gynaecology, dermatology, traumatology, psychology and endocrinology.
- Ask the digital midwife any questions about pregnancy, the postpartum period and breastfeeding.
- Have all your medical reports, diagnostic tests and analyses on hand in your digital health folder.
- Coach: chat with a specialist who will help you to implement lifestyle changes, such as quitting smoking, losing weight or increasing physical activity, among others.
- Free and unlimited service.
Daily compensation for hospitalisation
If you are admitted to hospital, from the third day onwards you will receive 80 euros per day, when none of the hospitalisation costs are charged to DKV.
Always covered, for any unexpected event
If you have any kind of occupational or traffic accident, don't worry, we will assist you.
Podiatry, physiotherapy and rehabilitation
No limit on sessions!
Services included
Smile
Unlike other health insurance policies within the sector, yours will include dental service cover.
Psychotherapy
20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence.
Nutritionist
Treatment and management of obesity, up to 20 sessions per year.
Biomechanical gait analysis
An analysis every five years for adults and every two years for children under 15 years old in Podoactiva centres.
Do you have a trusted paediatrician or gynaecologist?
You have the option of adding whichever paediatrics or gynaecology service you wish, even if it is not included in the medical directory.
Medical phone lines
24h, paediatric health, women's health, sports, nutrition, mental health...
Preventive care programmes
Sign up to our remote and free prevention programmes and we'll help you improve your overall health.
DKV Health and Wellbeing Club discounts
You will have access to the entire catalogue of health and well-being services at lower-than-market prices.
Any insurance policy must start with a commitment
And health is not just different for each of us. It also changes over time. This is why it is a good idea to periodically review your insurance and check whether it is still fully adapted to your needs at any time.
- Peace of mind
- Highest age for taking out insurance on the market: up to the age of 75, in an individual policy
- Commitment
- We want to offer you insurance that lasts a lifetime, whatever happens. In other words: We won't increase the price because you use your insurance too much, and after the third year, we won't cancel it either.
- Savings
- To reduce the cost of your family insurance, you will receive a 7% discount if 4 people are insured, and a 12% discount if 5 or more people are insured.
- Advantages
- If you pay annually, you'll receive an additional 7.5% discount
At DKV, we work to make your life easier
Health insurance that you can use, even without going to the doctor. People tend to think that health insurance is only useful for going to see the doctor. But nowadays, with our increasingly hectic lifestyles, it is not always easy to find time to go to a consultation. We have solutions for you to manage your health and insurance policy without leaving home. In addition, with the aim of helping you take care of yourself and follow healthy habits, we are providing you access to our health blog with professional articles written by our medical team.
Customer area
Our customer-oriented digital solutions have all the features you need to quickly and smoothly carry out your own procedures in a quick and efficient way from a single location, Customer area.. Sit back and enjoy your health!
Quiero Cuidarme Más App [I want to take better care of myself App]
It is a digital health platform that enables you to manage the most important aspects of your health: you will receive private and confidential medical advice by phone, video call or chat, and you can also check your symptoms and receive a diagnosis.In addition to enjoying self-care plans, 24-hour medical assistance, health diary, health folder, coach and digital midwife.
Quiero Cuidarme blog
The DKV blog from which to learn how to take care of yourself with health advice for all the family: food, sport, child health, prevention, leisure and well-being.
- Tips and recipes for a healthy diet
- Professional articles written by our medical team
- Interactive infographics with tips
Enter and calculate a free, no-obligation quote for your medical directory health insurance.
Waiting periods, copayments, modalities and documentation
Waiting periods
You can enjoy DKV Integral's provisions from day one. Only the following services have waiting periods:
- Hospitalisation and surgical procedures (including prostheses): 6 months
- Gait analysis: 6 months
- Childbirth, except for premature deliveries: 8 months
- Transplants: 12 months
Copayments and modalities
The copayment is an amount you have to pay when you use certain services.
Choose the type the suits you best, from:
- With contribution: Complet, Plus, Classic
- No contribution: Elite.
Download the documentation
Information about the DKV Integral insurance:
