DKV Integral, nuestro seguro de cuadro médico más completo

  • This month ONLY! Huge discount on your health insurance.
  • Exclusive online promotion.
  • More than 40,000 doctors and 1,000 centres.
  • FREE dental cover.
  • Also, unlimited video consultation via our app "Quiero cuidarme más", with these specialities: general medicine, paediatrics, gynaecology, dermatology, traumatology, psychology and endocrinology.
More information
WE'LL HELP YOU CHOOSE YOUR INSURANCE

What is the most suitable type of health insurance for you?

DKV Integral - target1

I am looking for an economical policy, while still enjoying private healthcare, and I prefer to pay more when I use it."

DKV Integral Complet

  • Access to our extensive medical directory.
  • You will have access to eight of the top 10 private healthcare providers in Spain: Clínica Universidad de Navarra, Universitario Quirón Madrid, Ruber Internacional, Quirón salud Barcelona...
  • Chat and video consultations with a doctor in the main specialities.
  • High copayment.Info
  • Co-payment example:
    • General medicine, paediatrics and nursing: €12
    • Other specialities: €20
    • Consult all copayments here todos los copagos
DKV Integral - target2

I need a comprehensive cover that I can trust, without the premium skyrocketing."

DKV Integral Classic insurance

  • Access to our extensive medical directory.
  • You have access to 8 of the top 10 private Spanish healthcare centres.
  • To reduce the costs of protecting your family, you will have a discount of up to 12% on your family insurance.
  • Chat and video consultations with a doctor in the main specialities.
  • Low copayment.Info
  • Co-payment example:
    • General medicine, paediatrics and nursing: €1.95
    • Other specialities: €2.95
    • Consult all copayments here todos los copagos
DKV Integral - target3

I would like to go to my doctor whenever I need to, without worrying about anything else."

DKV Integral Élite insurance

  • Access to our extensive medical directory.
  • You will have access to eight of the top 10 private healthcare providers in Spain: Clínica Universidad de Navarra, Universitario Quirón Madrid, Ruber Internacional, Quirón salud Barcelona...
  • Chat and video consultations with a doctor in the main specialities.
  • NO COPAYMENT.Info
  • Co-payment example:
    • General medicine, paediatrics and nursing: €0
    • Other specialities: €0
    • There are no copayments
THE BEST PRIVATE HEALTHCARE
Protect your health with the prestige and quality provided by the European leader in medical insurance
Cover and services

What cover and services are offered in the DKV Integral medical directory insurance?

Enjoy the most comprehensive medical directory health insurance and the best healthcare. You can choose the doctor or clinic for all your health care needs.

No waiting lists or long procedures. You have more than 1,000 associated centres and more than 40,000 medical professionals throughout Spain. Avoid the crowds and ensure the fastest, most convenient and efficient healthcare, choosing only what you need.

Included cover

Primary care

General practice, emergencies, paediatrics, ambulances, analyses...

Direct access to all specialities

Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests

Surgery and hospitalisation

Cancer and kidney treatments, among others; surgery; hospitalisation (ICU and pregnancy-related included); prostheses; and much more!

Pack your suitcases worry-free

You can count on up to 20,000 euros for emergency assistance worldwide. One of the highest limits on the market!

Contact a doctor on your mobile phone

  • Check your symptoms and tell your doctor about them.
  • Video consultation and chat to speak to a doctor anytime, anywhere: general medicine, paediatrics, gynaecology, dermatology, traumatology, psychology and endocrinology.
  • Ask the digital midwife any questions about pregnancy, the postpartum period and breastfeeding.
  • Have all your medical reports, diagnostic tests and analyses on hand in your digital health folder.
  • Coach: chat with a specialist who will help you to implement lifestyle changes, such as quitting smoking, losing weight or increasing physical activity, among others.
  • Free and unlimited service. 

Daily compensation for hospitalisation

If you are admitted to hospital, from the third day onwards you will receive 80 euros per day, when none of the hospitalisation costs are charged to DKV.

Always covered, for any unexpected event

If you have any kind of occupational or traffic accident, don't worry, we will assist you.

Podiatry, physiotherapy and rehabilitation

No limit on sessions!

Services included

Smile

Unlike other health insurance policies within the sector, yours will include dental service cover.

Psychotherapy

20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence.

Nutritionist

Treatment and management of obesity, up to 20 sessions per year.

Biomechanical gait analysis

An analysis every five years for adults and every two years for children under 15 years old in Podoactiva centres.

Do you have a trusted paediatrician or gynaecologist?

You have the option of adding whichever paediatrics or gynaecology service you wish, even if it is not included in the medical directory.

Medical phone lines

24h, paediatric health, women's health, sports, nutrition, mental health...

Preventive care programmes

Sign up to our remote and free prevention programmes and we'll help you improve your overall health.

DKV Health and Wellbeing Club discounts

You will have access to the entire catalogue of health and well-being services at lower-than-market prices.

At DKV we are reinforcing our commitment towards you

Terms and conditions of the contract

Any insurance policy must start with a commitment

And health is not just different for each of us. It also changes over time. This is why it is a good idea to periodically review your insurance and check whether it is still fully adapted to your needs at any time.

Peace of mind
Highest age for taking out insurance on the market: up to the age of 75, in an individual policy
Commitment
We want to offer you insurance that lasts a lifetime, whatever happens. In other words: We won't increase the price because you use your insurance too much, and after the third year, we won't cancel it either.
Savings
To reduce the cost of your family insurance, you will receive a 7% discount if 4 people are insured, and a 12% discount if 5 or more people are insured.
Advantages
If you pay annually, you'll receive an additional 7.5% discount
Digital health

At DKV, we work to make your life easier

Health insurance that you can use, even without going to the doctor. People tend to think that health insurance is only useful for going to see the doctor. But nowadays, with our increasingly hectic lifestyles, it is not always easy to find time to go to a consultation. We have solutions for you to manage your health and insurance policy without leaving home. In addition, with the aim of helping you take care of yourself and follow healthy habits, we are providing you access to our health blog with professional articles written by our medical team.

Customer area

Customer area

Our customer-oriented digital solutions have all the features you need to quickly and smoothly carry out your own procedures in a quick and efficient way from a single location, Customer area.. Sit back and enjoy your health! 

Quiero Cuidarme Más App [I want to take better care of myself App]

Quiero Cuidarme Más App

It is a digital health platform that enables you to manage the most important aspects of your health: contacting a doctor by phone, video call or chat, selfcare plans, 24-hour medical assistance, health diary, health folder, coach, digital midwife and much more.

Quiero Cuidarme blog

Quiero Cuidarme blog

The DKV blog from which to learn how to take care of yourself with health advice for all the family: food, sport, child health, prevention, leisure and well-being.

  • Tips and recipes for a healthy diet
  • Professional articles written by our medical team
  • Interactive infographics with tips
We'll call you
Shall we call you?
Calculator
Your most comprehensive health insurance

Enter and calculate a free, no-obligation quote for your medical directory health insurance.

ALL THE DETAILS ABOUT DKV INTEGRAL

Waiting periods, copayments, modalities and documentation

Waiting periods

You can enjoy DKV Integral's provisions from day one. Only the following services have waiting periods:

  • Hospitalisation and surgical procedures (including prostheses): 6 months
  • Gait analysis: 6 months
  • Childbirth, except for premature deliveries: 8 months
  • Transplants: 12 months

Copayments and modalities

The copayment is an amount you have to pay when you use certain services.

Choose the type the suits you best, from:

  • With contribution: Complet, Plus, Classic
  • No contribution: Elite.

Download the documentation

Information about the DKV Integral insurance:

  • DKV Integral marketing brochure: Discover everything that your medical insurance offers you: coberturas, servicios adicionales, salud digital y programas de prevención.​
  • Terms and conditions of the contract: The aim of this document is to give a clear and simple response to some of the aspects included in the insurance.
  • Insurance information: Standard document with summarised information that will help you compare with other companies' insurance policies.
  • Briefing note: We are committed to clear language. Te informamos de las coberturas del seguro antes de contratar con el fin de contribuir a una mejor comprensión.​
  • Promotion terms and conditions: Promotion applicable to new insured persons who take out policies until 15/08. They will have a discount in 2020 and further discounts in the coming years,

Choose the best insurance

Other insurance you might be interested in

And how about you? How do you feel about these health benefits, where we really stand out?

8 of the 10 best private Spanish medical centres are included in your policy
We work with the best

You have access to 8 of the top 10 best private Spanish health centres. What are they? CUN, Universitario Quirón Madrid, Universitario HM Sanchinarro, Teknon, Universitario HM Montepríncipe, Ruber Juan Bravo, Ruber Internacional and Quirón salud Barcelona.

 
We will stay by your side anywhere in the world, with the highest limits on the market.
Worldwide travel assistance

You will be covered with the most expansive worldwide emergency assistance, with up to 180 days and €20,000! This also covers management expenses for loss of documents, early return or legal defence.

Market value

€60/year

Already included in your policy

 
We include health care for traffic and work-related incidents.
Assistance for your accidents

Many companies can offer you optional or direct assistance in work-related and/or traffic incidents. With us, you have it covered and at no extra cost!

Market value

€18/year

Already included in your policy

 
We will not raise the price of your insurance, no matter how much you use it.
We will not increase the price for usage

Can you imagine your health insurance company increasing the cost of your insurance due to how much you use it? It's quite common, but we will never do it.

 
The best doctors, clinics and hospitals at your disposal.
The best selection of doctors and hospitals

Clínica Unicersidad de Navarra (CUN*), Quirón, Ruber, Tecknon, etc. Without paying more for it! * Except for residents of Navarra. Included in individual and group reimbursement modalities. Medical directory groups through the Advance Network.

Market value

€200/year

Already included in your policy

 
We seem to be the ones who care most about mental health; we are the company that covers most mental disorders.
Psychology

You have access to 20 psychology sessions and 40 sessions for eating disorders, school bullying, cyberbullying, work-related stress and gender-related or family violence. Other companies only offer 40 sessions for eating disorders.