DKV Modular health insurance

Customised health insurance with network-affiliated medical directory

DKV Modular

Customised medical directory insurance

  • Only pay for what you need
  • Dental service included

Find your closest practitioner or medical centre

Con más de 29,000 profesionales y 1,000 centros médicos.

The advantages we offer

Commitment to not cancelling the policy and discounts for family policies.

24-hour medical lines

Medical advice by phone, at any time.

Online records

Log into the customer area to manage your account online.

Want to know more about DKV Modular, personalised insurance with a medical directory? Only choose what you need

Access the best private medical care, only paying for the medical insurance you're interested in. Primary care, specialist doctors, or hospital care. Choose the module that suits your needs or combine them as you like to create your own personalised health insurance. The best-value option for accessing the best private healthcare.

Customise your insurance by choosing a module or combining them.

  • Module A: Primary healthcare
    General medicine, paediatrics and childcare, ambulances, and basic clinical analyses
  • Module B: Specialists
    All specialities, diagnostic resources, and treatments during visits.
  • Module C: Hospitalisation
    Medical, surgical and paediatric hospitalisation with no limit on the number of days.
  • Worldwide emergency travel assistance.
  • Healthcare for work-related and traffic accidents.
  • Dental service included.
  • 24-hour medical lines
  • Lo último en medios de diagnóstico:
    • Mamografía 3D para detectar tumores en estadios iniciales.
    • Enterografía por resonancia magnética y tomografía computerizada para el estudio de la enfermedad de Crohn (enfermedad inflamatoria intestinal).
    • Diagnosis of coeliac disease: genetic study for people with symptoms of the illness and that fulfil certain requirements.
    • Hormona antimulleriana en estudios de esterilidad.
  • Nuevas prestaciones terapéuticas:
    • Duplicamos de 10 a 20 las sesiones/año de logopedia para la reeducación de los tratamientos del habla o el lenguaje en el niño.
    • Ampliación a 10 sesiones la rehabilitación del suelo pélvico después del parto.
    • Te ofrecemos el doble de sesiones de psicoterapia (de 20 a 40) en caso de ciberacoso y estrés laboral.
  • Hospitalización y cirugía:
    • Ampliación de prótesis: osicular auditiva, drenajes transtimpáticos y stents digestivos biliares.  
    • Cirugía robótica Da Vinci para cáncer de próstata localizado y órganos-confinado.
    • We offer the double number of psychotherapy sessions (from 20 to 40) for cases of cyberbullying and work-related stress.
  • Otras novedades en coberturas y servicios:
    • Ampliación de la línea psicoemocional de 3 a 6 llamadas/año.  
    • Gestión de enfermos crónicos y enfermedades graves.
    • Programa de salud dental para embarazadas.
    • Nuevos servicios DKV Club de Salud y Bienestar
  • Lo último en Salud Digital:  
    • Con " Quiero Cuidarme Más" disponible a partir del 15 de Noviembre en formato app y web, puedes acceder de manera gratuita y para siempre a todos los servicios de salud digital que DKV ofrece.
  • It can be taken out up to the age of 75 years
  • You will get a 7% discount for annual payment
  • Discounts for families:
    • 7% if there are four insured parties.
    • 12% if there are five or more insured parties.
  • Policy non-cancellation pledge from the third year.

In some cases, in order to access certain guarantees, you have to wait for a certain amount of time before you can begin to enjoy the benefits of your policy.

  • With the DKV Modular insurance, all provisions can be used from day one, except for the following services which have grace periods:
    • Hospitalisation and surgical procedures (including prostheses): 6 months
    • Childbirth (except for premature deliveries): 8 months
    • Transplants: 12 months

Do you want us to call you?

You'll be given all the information you need, with no obligation on your behalf

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Miniature

Why DKV

Because we are a socially responsible company, committed to protecting the environment and supporting social causes and, with our insurance cover and services, we work to build a healthier world.

More information

Experts in health and prevention

We give you what you need for all-round wellbeing.

We promote the digitisation of healthcare

To make it easier for you to look after yourself.

Committed to the health of society

We contribute to its improvement responsibly.

DKV Integralia Foundation

Para la integración laboral de personas con diversidad funcional.