DKV Modular health insurance
Customised health insurance with network-affiliated medical directory
Network of doctors and clinics
With more than 24,000 professionals and 1,000 medical centres.
The advantages we offer
Commitment to not cancelling the policy and discounts for family policies.
24-hour medical lines
Medical advice by phone, at any time.
Log into the customer area to manage your account online.
Want to know more about DKV Modular, personalised insurance with a medical directory? Only choose what you need
Customise your insurance by choosing a module or combining them.
- Module A: Primary healthcare
General medicine, paediatrics and childcare, ambulances, and basic clinical analyses
- Module B: Specialists
All specialities, diagnostic resources, and treatments during visits.
- Module C: Hospitalisation
Medical, surgical and paediatric hospitalisation with no limit on the number of days.
- Worldwide emergency travel assistance.
- Healthcare for work-related and traffic accidents.
- Dental service included.
- 24-hour medical lines
- It can be taken out up to the age of 75 years
- If you pay annually you'll received a 7.5% discount
- Discounts for families:
- 7% if there are four insured parties.
- 12% if there are five or more insured parties.
- Non-cancellation of policy pledge from the third year
- Benefit from all provisions as from day one, except:
- Hospitalisation and surgical procedures (including prostheses): 6 months
- Childbirth (except for premature deliveries): 8 months
- Transplants: 12 months
- Digital Doctor App, your personal pocket-sized doctor offering video consultations to ask about your symptoms anytime and anywhere.
- Increase to 40 psychotherapy sessions for cases of school bullying and gender or domestic violence (by contracting module B).
- Extension of coverage of PET/TC (If you take out Module B).
- Early diagnosis of diabetes (If you take out Module B).
- Early diagnosis of glaucoma (If you take out Module B).
Do you want us to call you?
You'll be given all the information you need, with no obligation on your behalf
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Because we are a socially responsible company, committed to protecting the environment and supporting social causes and, with our insurance cover and services, we work to build a healthier world.More information
Experts in health and prevention
We give you what you need for all-round wellbeing.
We promote the digitisation of healthcare
To make it easier for you to look after yourself.
Committed to the health of society
We contribute to its improvement responsibly.
DKV Integralia Foundation
For the professional integration of people with functional diversity