DKV Modular health insurance

Customised health insurance with network-affiliated medical directory

DKV Modular

Customised medical directory insurance

  • Only pay for what you need
  • Dental service included

Find your closest practitioner or medical centre

With more than 24,000 professionals and 1,000 medical centres.

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The advantages we offer

Commitment to not cancelling the policy and discounts for family policies.

24-hour medical lines

Medical advice by phone, at any time.

Online records

Log into the customer area to manage your account online.

Want to know more about DKV Modular, personalised insurance with a medical directory? Only choose what you need

Access the best private medical care, only paying for the medical insurance you're interested in. Primary care, specialist doctors, or hospital care. Choose the module that suits your needs or combine them as you like to create your own personalised health insurance. The best-value option for accessing the best private healthcare.

Customise your insurance by choosing a module or combining them.

  • Module A: Primary healthcare
    General medicine, paediatrics and childcare, ambulances, and basic clinical analyses
  • Module B: Specialists
    All specialities, diagnostic resources, and treatments during visits.
  • Module C: Hospitalisation
    Medical, surgical and paediatric hospitalisation with no limit on the number of days.
  • Worldwide emergency travel assistance.
  • Healthcare for work-related and traffic accidents.
  • Dental service included.
  • 24-hour medical lines
  • Digital Doctor App, your personal pocket-sized doctor offering video consultations to ask about your symptoms anytime and anywhere.
  • Increase to 40 psychotherapy sessions for cases of school bullying and gender or domestic violence (by contracting module B).
  • Extension of coverage of PET/TC (If you take out Module B).
  • Early diagnosis of diabetes (If you take out Module B).
  • Early diagnosis of glaucoma (If you take out Module B).
  • It can be taken out up to the age of 75 years
  • If you pay annually you'll received a 7.5% discount
  • Discounts for families:
    • 7% if there are four insured parties.
    • 12% if there are five or more insured parties.
  • Policy non-cancellation pledge from the third year.

In some cases, in order to access certain guarantees, you have to wait for a certain amount of time before you can begin to enjoy the benefits of your policy.

  • With the DKV Modular insurance, all provisions can be used from day one, except for the following services which have grace periods:
    • Hospitalisation and surgical procedures (including prostheses): 6 months
    • Childbirth (except for premature deliveries): 8 months
    • Transplants: 12 months

Do you want us to call you?

You'll be given all the information you need, with no obligation on your behalf

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Because we are a socially responsible company, committed to protecting the environment and supporting social causes and, with our insurance cover and services, we work to build a healthier world.

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Experts in health and prevention

We give you what you need for all-round wellbeing.

We promote the digitisation of healthcare

To make it easier for you to look after yourself.

Committed to the health of society

We contribute to its improvement responsibly.

DKV Integralia Foundation

For the professional integration of people with functional diversity